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Every new account gets 7 days of Premium, free

Just say it. We'll remind you.

Say “rent 1,200 every month” or “new phone 1,200 in 6 installments”. MoneyRemind fills in the payment, reminds you before it's due, and keeps your family, currencies and IOUs in one clear list.

  • Download on theApp Store
  • Get it onGoogle Play
  • Free to start
  • No ads
  • Your data is never sold
MoneyRemind Home screen with the amount left to spend, an overdue payment and the bills due this month
MoneyRemind voice add: a spoken sentence turned into an expense to check and save

Features

Everything you pay, in one place

From rent to a 6-month installment plan, from your family's groceries to a trip in euros: MoneyRemind remembers so you don't have to.

Voice add

Say it once. It's added and remembered.

Tap the mic and talk like you would to a friend. MoneyRemind fills in the amount, currency, date, category and repeat, installments included, and you check it before it's saved.

  • Several payments in one sentence: “coffee 4.50 and taxi 18 yesterday”
  • Installments understood: “new phone 1,200 in 6 installments” becomes a 6-month plan
  • Speaks your language: English, Turkish, German, Spanish, French, Portuguese and Italian on the phone, many more with AI
  • Or scan a receipt: amount, date and shop come from the photo (Premium)
  • Free plan: 2 voice adds a month. Premium: unlimited, with AI
The check screen after saying a phone bought in 6 installments
The check screen after saying a monthly rent: amount, date, category and repeat filled in

Reminders

A reminder before every due date

Rent, card bills, subscriptions, installments: add them once. MoneyRemind reminds you on the due date or 1, 3 or 7 days before, at the hour you pick.

  • Repeats weekly, every 2 weeks, monthly, every 3 months or yearly
  • Installment plans with each installment tracked, partial payments included
  • Mark paid or snooze for a day right from the notification
  • Still unpaid? An overdue alert comes the next morning, and it stays on Home until it's paid
Transactions list for October with income, expenses, a streaming subscription and a trip paid in installments

Family and groups

Keep life apart. Share what you share.

Use groups for Home, Car, Work or a trip, and switch Home between all your money, just yours or one group. Share a group with your partner or family: you add and pay the same bills, save toward the same goal and see who owes whom.

  • Split expenses evenly: whoever added a cost paid it, and one tap settles up
  • Family savings goals everyone can add money to
  • Members are editors or viewers, up to 10 people per group, and join free. Only the owner needs Premium
  • Members see only the shared group, never your other groups, budgets or Assistant
Transactions grouped by Home, Car and a trip paid in euros
A shared Home group with two members, expense splitting on and a family savings goal

Many currencies

Earn in dollars, spend in euros. Both stay right.

Each payment keeps its own currency. Home switches between them, and every list and chart keeps totals per currency, never converted or mixed up.

  • 150 currencies, each amount written the way it's written there
  • A trip in euros next to your rent in dollars, each with its own total
  • Budgets, goals and debts in any currency
Transactions for October with separate totals in dollars and euros

Lent and borrowed

Who owes whom, without the awkward reminders

Note money you lent or borrowed, add repayments as they come in, and get a reminder on the day it's due. Free on every plan.

  • Paid back bit by bit? Each repayment counts down what's left
  • A reminder on the due date, so nobody has to ask
  • Lent and borrowed side by side, with what's still open
Lent and borrowed: money lent to Jordan with part paid back, and a borrowed amount due next week

Budgets and goals

Budgets that warn you early. Goals that keep pace.

Set monthly budgets per category or for total spending and see what's paid, what's coming and what's left. Savings goals tell you how much to put aside each month.

  • Alerts at 80% and 100%, in the app and as a notification if you turn it on
  • Savings goals with a progress ring, a monthly target and a pace check
  • Free plan: 2 budgets and 2 goals in progress. Premium: no limit
Savings goals in progress, including a Japan trip and an emergency fund
Budgets for October 2026 with groceries, rent, fuel and subscriptions

Analytics

See where your money went

A summary of the month and a breakdown by category, with totals kept per currency. Premium adds every past month, a year view, the spending calendar, trends and PDF or CSV export.

  • Free plan: the current month's summary and categories
  • Premium: full history, year view, calendar and trends
  • Totals stay per currency, never converted or mixed
Analytics for October with income, spending, a category breakdown and a spending calendar

The Assistant

Ask about your money. Get answers from your own numbers.

The Assistant looks at your own payments and explains them in plain words: why this month cost more, what's due this week, where you could save. It's part of Premium, and every new account can try it free for 7 days. The free trial includes 10 AI credits.

Assistant

Example

Why did I spend more this month?

You spent $312 more than last month. Most of it is Eating out (+$140) and the yearly car insurance ($96). A $300 Eating out budget would keep next month on track.

This month
$2,184+17%
Eating out
$410+52%

Assistant · AI answer from your own totals

  • Where does my money go?
  • Compare with last month

Try an example question

  • Premium

    Findings

    Bill crunches in the next 7 days, forgotten bills, possible double charges, price increases and unusual spending, each with the numbers behind it.

  • Premium

    Ways to save

    Ideas from your own habits, each with an estimated monthly saving. Tap “Keep this expense” and it won't come up again. Rent and other essentials are never suggested.

    • Coffee runs~$32/mo
    • Two music subscriptions~$11/mo
    • Weekend takeaway~$45/mo
  • Premium

    Can I afford it?

    Enter an amount and a day (today, in a week, at your next income or at month end). You get yes, tight, wait or no, explained line by line.

  • Premium

    Weekly brief

    Each week: a headline, a few facts and three suggestions you can act on. The brief doesn't use your 500 monthly AI credits.

How the Assistant handles your data

  • It only answers questions about your own money and about using MoneyRemind. It politely declines anything else, such as recipes, code, investment picks or legal advice.
  • Nothing goes to AI until you allow it. You can turn AI off at any time in Assistant settings.
  • AI requests go through OpenRouter only to providers that neither store nor train on them. We don't keep your question.
  • The AI sees totals, categories, upcoming bills and repeating payments. It never sees your notes, people, photos or account details.
  • With AI turned off or this month's credits used up, the Assistant still answers with calculations done on your phone.
  • It explains your numbers. It is not financial advice, and the decisions stay yours.

Widgets

Your money, right on the home screen

See what's left to spend and what's due next without opening the app. Three sizes, light and dark.

Large widget: income, expenses and upcoming payments
Medium widget: left to spend and the next 7 days
Small widget: left to spend and the next payment
  • Small

    What's left to spend this month and your next payment.

  • Medium

    The next 7 days at a glance, with Add and voice buttons.

  • Large

    The month in one view: income, expenses, upcoming payments and quick actions.

Widgets come with PremiumWith the app lock or hidden amounts on, the widget shows no figures

Why MoneyRemind

From scattered bills to one clear list

Card statements, rent, subscriptions and installment plans each live somewhere else. MoneyRemind puts them in one list, sorted by what's due next.

Bills in emails, apps and your head
One list, next due date on top

The small things that add up

  • Works offline

    Add, edit, mark paid and delete payments without a connection. Changes sync when you're back online.

  • Siri and widgets

    Say “Add an expense in MoneyRemind”, or see what's left and what's due on your Home Screen (widget: Premium).

  • Receipts, scanned

    Scan a receipt to fill in the amount, date and shop, and keep up to 5 photos with a payment (Premium).

  • Light and dark

    Follows your phone's setting, or pick one yourself.

  • PDF and CSV export

    A clean PDF summary or a CSV file for spreadsheets, using your filters (Premium).

  • No ads, ever

    No ads and no ad trackers, on any plan.

How it works

Set up in two minutes

  1. 1

    Add your bills

    Say it, type it or tap it in: rent, card bills, subscriptions, installments. Choose how often it repeats.

  2. 2

    Pick your reminder

    On the due date or 1, 3 or 7 days before, at 8 am, 9 am, noon or 6 pm.

  3. 3

    Mark paid, see the month

    One tap when it's paid. Home shows what's left to spend, what's overdue and what's coming.

Privacy

Your money data stays yours

No ads, no tracking SDKs, and your data is never sold. Only you, and the people you share a group with, can see your payments.

  • Lock it with Face ID

    Turn on the app lock and MoneyRemind asks for Face ID, your fingerprint or passcode when it opens. The app switcher shows a cover, not your balance. The home-screen widget locks too: no figures until you open the app.

  • Hide amounts in public

    One tap on the eye turns every figure into ••••. Handy on the bus or when you show someone your phone. The widget follows: its amounts turn into •••• as well.

  • Your data is walled off

    Every request is checked against your account. Nobody can see, change or delete another user's data, and a shared group shows only that group.

  • AI only with your permission

    AI features ask first and use only providers that neither store nor train on requests. The AI never sees your notes, people, photos or account details.

  • Calculated on your phone

    Voice parsing, the Assistant's findings, Ways to save and “Can I afford it?” are calculated on your device. Signing out clears your data from the phone.

  • Delete everything, anytime

    Delete your account in the app and your data and files are erased right away. They aren't hidden or archived.

Pricing

Free to start. Premium when you want more.

Payments, reminders and repeating bills are unlimited on the free plan. Every new account also gets all of Premium free for its first 7 days, with no card needed. Premium includes 500 AI credits a month; the free trial includes 10.

Billing period

Free

Everything you need to never miss a payment.

$0forever

Download free
  • Unlimited payments, reminders, repeating and installment payments
  • Every reminder option, many currencies and offline use
  • 2 voice adds a month
  • This month's analytics: summary and categories
  • 2 groups and 2 people
  • 2 budgets and 2 savings goals in progress
  • Join shared groups for free
  • Lent and borrowed, with due-date reminders
  • Face ID lock and one-tap hidden amounts
Best value

Premium

For planners, households and AI help.

Instead of $59.88 a year on the monthly planSave 42%

$34.99/ year

Just $2.92 a month · you save $24.89 a year

Start with Premium

7-day free trial on the yearly plan for new subscribers

  • AI Assistant: chat, weekly brief and Ways to save
  • Unlimited voice adds, with AI for several payments in one sentence
  • 500 AI credits a month
  • Full analytics: past months, year view, calendar and trends
  • PDF and CSV export
  • Receipt scan and photos
  • Unlimited groups, people, budgets and goals
  • Share groups with up to 10 people and split expenses; members join free

Free and Premium, side by side

Free and Premium, side by side
FeatureFreePremium
Payments, repeating and installment paymentsUnlimitedUnlimited
Reminders, with every optionIncludedIncluded
Many currenciesIncludedIncluded
Works offlineIncludedIncluded
Voice add2 a monthUnlimited
AI voice add (several payments in one sentence)Not includedIncluded
AI Assistant chatNot includedIncluded
Weekly briefNot includedIncluded
Ways to saveNot includedIncluded
AI creditsNot included500 a month
AnalyticsThis monthAll history
Year view, calendar and trendsNot includedIncluded
PDF and CSV exportNot includedIncluded
Receipt and bill photosNot includedIncluded
Home-screen widgetNot includedIncluded
Groups2Unlimited
People2Unlimited
Budgets2Unlimited
Savings goals in progress2Unlimited
Shared groupsJoin onlyShare and join
No adsIncludedIncluded

US prices. Your local price is shown in the app before you buy, and plans and prices may change. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period; manage or cancel them in your App Store or Google Play account. If you stay on Free after the 7-day trial or cancel later, nothing is deleted: you just can't add more than the free plan allows.

FAQ

Questions, answered

Short, factual answers. Can't find yours? Ask in the app under Menu › Help & support.

Is MoneyRemind free?

Yes. The free plan has no limit on payments, reminders or repeating bills, and includes 2 voice adds a month, this month's analytics, 2 budgets and 2 savings goals. Premium costs $4.99 a month or $34.99 a year in the US and adds the AI Assistant, unlimited voice add, full analytics, export, photos, sharing and no limits.

How does the free Premium trial work?

Every new account gets all of Premium free for 7 days, starting at sign-up. You don't need a card and there's nothing to cancel. After that you continue on the free plan unless you subscribe. Your data stays, you just can't add more than the free limits. There's one trial per email address. Separately, the yearly subscription comes with a 7-day free trial in the App Store or Google Play. Premium includes 500 AI credits a month; the free trial includes 10.

Does MoneyRemind connect to my bank?

No. You add payments yourself, by voice, by typing a sentence or by hand. MoneyRemind never asks for bank logins, card numbers or account numbers, and it can't move money.

How do reminders work?

In Menu › Reminders you choose when you hear about a payment: on the due date or 1, 3 or 7 days before, at 8 am, 9 am, noon or 6 pm. Each repeating payment and each installment gets its own reminder, and you can turn reminders off for a single payment. If something is still unpaid, an overdue alert comes the next morning. Reminders are scheduled on your phone, so notifications must be allowed.

Which languages does voice add understand?

The built-in parser runs on your phone and understands English, Turkish, German, Spanish, French, Portuguese and Italian. With Premium, AI voice add understands many more languages and several payments in one sentence. Your phone turns speech into text, so the language also needs to be supported by your device. It also understands installments, such as “new phone 1,200 in 6 installments”.

What can the Assistant do?

It answers questions about your own money, such as “Why did I spend more this month?” or “Which bills are due this week?”. It also points out forgotten bills, possible double charges and price increases, suggests ways to save based on your habits and sends a weekly brief. The Assistant is part of Premium, with 500 AI credits a month. The free trial includes 10 AI credits.

What happens to my data when I use AI features?

Nothing is sent until you allow AI features. After that, your question goes with summarized totals, or your voice sentence goes with your category, people and group labels. It goes through OpenRouter to a model provider that neither stores nor trains on requests. We don't keep the text, only usage counts. Notes, photos and account details are never sent. You can turn AI off in Assistant settings.

Can I share bills with my family?

Yes. With Premium you can share a group, for example Home, with up to 10 people. Each member is an editor or a viewer and joins for free. Members see only that group, never your other groups, budgets, goals or Assistant. The owner can turn on expense splitting: costs are shared evenly and one tap settles up. Family savings goals live in the shared group too.

Can I keep track of money I lent or borrowed?

Yes, on every plan. Add who, how much and when it's due, record repayments as they come in, and MoneyRemind shows what's left and reminds you on the due date.

Can I use it for my small business or freelance work?

Yes, to keep your own payments in order. Put business money in a group such as Work and switch Home to it to see it on its own. MoneyRemind isn't accounting software: it doesn't make invoices or tax reports.

Can I lock the app?

Yes. Turn on the app lock in Menu › Privacy and lock and MoneyRemind asks for Face ID, your fingerprint or passcode when it opens and after 30 seconds away. You can also hide every amount with one tap.

Does it work offline?

For everyday use, yes. You can add, edit, mark paid and delete payments without a connection, and the changes sync when you're back online. Budgets, goals, sharing, photos and support messages need a connection.

Can I track more than one currency?

Yes. Each payment has its own currency (150 to choose from), and totals are kept per currency. MoneyRemind never converts or mixes them.

Which devices and languages does it support?

MoneyRemind is for iPhone, iPad and Android phones and is coming soon to the App Store and Google Play. The app and this website are available in 13 languages, including English, Turkish, German, Spanish, French, Arabic and Japanese.

How do I cancel Premium?

Premium is billed by the App Store or Google Play. Cancel it in your store account's subscription settings at least 24 hours before the period ends. Deleting your MoneyRemind account doesn't cancel the subscription. If you cancel, your data stays and you continue on the free plan.

How do I delete my account?

In the app, open Menu, tap your name, then Personal details › Delete account and confirm with your password (or, if you only sign in with Google or Apple, by signing in with it again). Your account and data are deleted right away. If you can't open the app, email [email protected].

Is MoneyRemind financial advice?

No. MoneyRemind is a tracking and reminder tool. The Assistant explains your own numbers. It doesn't recommend investments, loans or tax decisions.

Your bills, remembered.

Download MoneyRemind, set up your first reminder in a minute and try every Premium feature free for 7 days.

  • Download on theApp Store
  • Get it onGoogle Play

For iPhone, iPad and Android